jpni@stmiki.ac.id 081377790601 Online Submission Open
Vol. 7 No. 1 (2026) • Articles
Open Access

Pelatihan Manajemen Keuangan Sederhana bagi Pelaku UMKM di Dusun Karang Lamper

Ni Kadek Kristiani Wahyuning
Institut Agama Hindu Negeri Gde Pudja Mataram
Habibi Habibi
Institut Agama Hindu Negeri Gde Pudja Mataram
Dewi Kusumasanthi
Institut Agama Hindu Negeri Gde Pudja Mataram
I Komang Widya Purnamayasa
Institut Agama Hindu Negeri Gde Pudja Mataram
Published: January 10, 2026 Pages: 20-25
Original Full-Text Article
Download published version for reading and archiving
Abstract

Simple financial management training is an effort to improve the financial literacy of Micro, Small, and Medium Enterprises (MSMEs) in Karang Lamper Hamlet, Jagaraga Indah Village, Kediri District, West Lombok Regency. This program is motivated by the poor practice of financial recording, where most entrepreneurs still rely on memory and mix personal and business finances. This activity aims to improve the ability of MSMEs to record income, expenses, and calculate business profits independently. The implementation method includes initial observation, socialization, simple cash book training through personal visits, and evaluation by distributing questionnaires and directly checking the results of the recording. A total of 10 MSMEs participated in this program. The evaluation results showed that 70% of participants began recording finances regularly, 100% felt helped in managing business finances, and 90% considered the cash book easy to use. This program has proven effective in building awareness and skills in financial recording, although further assistance is still needed to maintain consistent recording. The personal approach-based training has proven relevant to local needs and can have a positive impact on the sustainability of micro-enterprises in rural areas.

Article Metrics & Downloads Graph
Monthly Download Trends:
Author Biographies
Ni Kadek Kristiani Wahyuning Institut Agama Hindu Negeri Gde Pudja Mataram

Program Studi Ekonomi Hindu, Fakultas Dharma Duta, Brahma Widya dan Dharma Sastra, Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Provinsi Nusa Tenggara Barat, Indonesia.

Habibi Habibi Institut Agama Hindu Negeri Gde Pudja Mataram

Program Studi Ekonomi Hindu, Fakultas Dharma Duta, Brahma Widya dan Dharma Sastra, Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Provinsi Nusa Tenggara Barat, Indonesia.

Dewi Kusumasanthi Institut Agama Hindu Negeri Gde Pudja Mataram

Program Studi Ekonomi Hindu, Fakultas Dharma Duta, Brahma Widya dan Dharma Sastra, Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Provinsi Nusa Tenggara Barat, Indonesia.

I Komang Widya Purnamayasa Institut Agama Hindu Negeri Gde Pudja Mataram

Program Studi Ekonomi Hindu, Fakultas Dharma Duta, Brahma Widya dan Dharma Sastra, Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Provinsi Nusa Tenggara Barat, Indonesia.

How to Cite
Wahyuning, N. K. K., Habibi, H., Kusumasanthi, D., & Purnamayasa, I. K. W. (2026). Pelatihan Manajemen Keuangan Sederhana bagi Pelaku UMKM di Dusun Karang Lamper. Jurnal Pengabdian Nasional (JPN) Indonesia, 7(1), 20-25. https://doi.org/10.63447/jpni.v7i1.1664
License

Creative Commons Attribution 4.0 International License (CC BY 4.0)

This is an open-access article distributed under the terms of the Creative Commons Attribution 4.0 International License .

  • Share: You are free to copy, distribute, and transmit the work in any medium or format.
  • Adapt: You are free to remix, transform, and build upon the work for any purpose, even commercially.
  • Attribution: You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
Copyright & Retention: Authors retain copyright without restrictions and grant this journal the right of first publication under an open-access model. The journal retains non-exclusive publishing rights for archiving, indexing, and scholarly dissemination.

References
Total: 14 References
  1. Fathah, R. N., & Safitri, T. A. (2020). Pelatihan Pelaporan Keuangan Sederhana dan Manajemen Keuangan Bagi UMKM yang Terdaftar di Bank Wakaf Mikro UNISA. Jurnal Ilmiah Pangabdhi, 6(2), 73-77. https://doi.org/10.21107/pangabdhi.v6i2.7538.
  2. Fauzi, H. (2020). Pelatihan manajemen keuangan bagi pelaku UMKM sebagai upaya penguatan UMKM Jabar Juara naik kelas. BERNAS: Jurnal Pengabdian Kepada Masyarakat, 1(3), 247-255.
  3. Gendalasari, G. G., & Riyadi, R. (2022). Manajemen keuangan (Laporan keuangan sederhana UMKM). Jurnal Pengabdian Mandiri, 1(9), 1761-1770. https://doi.org/10.53625/jpm.v1i9.3545.
  4. Haus, M. (2025). Persistent Career and Dynamics Service in Automotive Industries. Journal of Current Research in Business and Economics, 4(1), 1-42..
  5. Lubis, R. M. O., Pathuansyah, Y., & Shanty, A. M. M. (2025). Pelatihan manajemen keuangan digital bagi pelaku UMKM dalam menghadapi persaingan bisnis online. Jurnal Transformasi Pendidikan Indonesia (JTPI), 3(3), 311-317.
  6. Muniarty, P., Wulandari, W., Pratiwi, A., & Rimawan, M. (2022). Pengabdian Kepada Masyarakat Melalui Kuliah Kerja Nyata Sekolah Tinggi Ilmu Ekonomi Bima. JE (Journal of Empowerment), 2(2), 172-182. https://doi.org/10.35194/je.v2i2.1586.
  7. Saâ, M., Azizah, N., & Zulfa, M. C. (2020). Pelatihan Manajemen Keuangan bagi UMKM Kopi Muria di Kabupaten Kudus Jawa Tengah. E-Dimas: Jurnal Pengabdian Kepada Masyarakat, 11(4), 489-492. https://doi.org/10.26877/e-dimas.v11i4.4428.
  8. Sari, P. N., Oktaria, E. T., Yusda, D. D., & Wengrum, T. D. (2022). Pelatihan manajemen keuangan bagi pelaku usaha umkm didesa mekar sari kabupaten mesuji. Jurnal Pengabdian UMKM, 1(1), 38-42. https://doi.org/10.36448/jpu.v1i1.10.
  9. Sari, R. M., & Pratiwi, L. (2021). Tantangan pengelolaan keuangan UMKM di era digital. Jurnal Ilmiah Akuntansi dan Bisnis, 6(1), 33–40.
  10. Sitinjak, M., & Wahab, W. (2023). PELATIHAN MANAJEMEN KEUANGAN UMKM BAGI PELAKU UMKM KOTA BATAM. Jurnal Abdi Masyarakat Multidisiplin, 2(1), 33-37. https://doi.org/10.56127/jammu.v2i1.857.
  11. Sugiyono. (2019). Metode penelitian kuantitatif, kualitatif, dan R&D. Bandung: Alfabeta.
  12. Sujana, I. W. C. (2019). Fungsi dan tujuan pendidikan Indonesia. Adi Widya: Jurnal Pendidikan Dasar, 4(1), 29-39.
  13. Utomo, D. S., Rizaldi, D., Hadi, E. N. N., Haryanto, H., & Kusnadi, K. (2022). Pelatihan peningkatan manajemen keuangan dan pembukuan sederhana. Jurnal Peradaban Masyarakat, 2(1), 33-36. https://doi.org/10.55182/jpm.v2i1.116.
  14. Veronica, M. (2024). Pelatihan Manajemen Keuangan Usaha Kecil Dan Menengah Di Desa III Srinanti Kecamatan Banyuasin I Sumatera Selatan. AKM: Aksi Kepada Masyarakat, 4(2), 389-396. https://doi.org/10.36908/akm.v4i2.756.