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Vol. 7 No. 3 (2026) • Articles
Open Access

GENCARKAN Desa Sanur Kaja: Peningkatan Literasi dan Inklusi Keuangan guna Mewujudkan Masa Depan Masyarakat Sejahtera

Ni Putu Riski Martini
Warmadewa University image/svg+xml
Gde Deny Larasdiputra
Warmadewa University image/svg+xml
I Gde Agung Wira Pertama
Warmadewa University image/svg+xml
Published: September 30, 2026 Pages: 1050-1056
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Abstract

Gaps in digital financial inclusion and literacy leave the domestic sector vulnerable to exploitation by illegal financial products. The "Edukasi Keuangan Ngiring ke Banjar" program—part of the Financial Literacy and Inclusion Community Service initiative—aims to strengthen household financial management and equip the target audience with self-protection skills against cybercrime threats. The activity was conducted offline on Tuesday, July 28, 2026, at the Sanur Kaja Village Office in South Denpasar, involving 54 members of the Sanur Kaja Village Family Welfare Empowerment (PKK) group and resource persons from the Bali Province Financial Services Authority (OJK). A participatory approach was implemented, integrated with the residents' monthly arisan gathering. Program results demonstrated improved financial understanding through the internalization of healthy financial planning formulas and the adoption of the Legal and Logical principles. Participants also demonstrated proficiency in operating official complaint channels, including OJK Contact 157, the SIPASTI portal, and the Indonesia Anti-Scam Centre to handle online fraud schemes.

Keywords:
Financial Literacy Consumer Protection Fraudulent Investment Illegal Online Loans
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Author Biographies
Ni Putu Riski Martini Warmadewa University

Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Warmadewa, Kota Denpasar, Provinsi Bali, Indonesia

Gde Deny Larasdiputra Warmadewa University

Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Warmadewa, Kota Denpasar, Provinsi Bali, Indonesia

I Gde Agung Wira Pertama Warmadewa University

Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Warmadewa, Kota Denpasar, Provinsi Bali, Indonesia

How to Cite
Martini, N. P. R., Larasdiputra, G. D., & Pertama, I. G. A. W. (2026). GENCARKAN Desa Sanur Kaja: Peningkatan Literasi dan Inklusi Keuangan guna Mewujudkan Masa Depan Masyarakat Sejahtera. Jurnal Pengabdian Nasional (JPN) Indonesia, 7(3), 1050-1056. https://doi.org/10.63447/jpni.v7i3.2136
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This work is licensed under a Copyright (c) 2026 Ni Putu Riski Martini, Gde Deny Larasdiputra, I Gde Agung Wira Pertama .

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